I am a young 25 year old woman. Everyone tells me I have so much to look forward to. I have everything I need. I may be young; however I have been faced with some difficult obstacles. I am also the first generation to be born in the United States . I believe that fact is very important because I was my parents “guinea pig”. It was that and a combination of learning on my own which caused many mistakes. Without saying too much personal information, I have been faced with financial issues that were not caused by me. I have spent nine years trying to clear my name; to give myself the first opportunity to be financially stable. I have had good credit; however that was taken from me. Since then, I have had high payments in everything I encounter. I live paycheck to paycheck, living with my parents, and trying to save money here and there. I have put away 20 dollars every paycheck to save up for a rainy day, however it always seems like a financial emergency just comes up in my life every time I get some where.
I hope I do not sound too negative in the previous paragraph. I believe adversity makes you stronger. My financial status is just a part of my life that will keep me fighting and searching for ways to make my financial issues to be small. If I keep on working hard, and keep focus, I can be at a point where I can say ‘I am stable’. Then from there I, again, will work hard and keep focus to put money away for a retirement plan. I believe retirement is a place to relax and not worry about money. Well, I hope.